CRB Clearance

• CRB Clearance — Law Simplified 1. What is CRB Clearance? CRB (Credit Reference Bureau) clearance is a document showing your credit status — whether you have any outstanding debts, have defaulted on loans, or are in good standing. It is often required for job applications, business loans, tenders, and credit facilities. 2. Procedure to Follow by Scenario 🟢 Scenario 1: You Have Never Taken a Loan Register with a licensed CRB (e.g., Metropol, TransUnion, CreditInfo). Request a credit status certificate — it will show you have no listings. Download your certificate online after payment. 🟡 Scenario 2: You Have Taken Loans & Repaid Register with the CRB (same as above). Ensure all loans are cleared. Request a clearance certificate — if you're clean, they will issue it. 🔴 Scenario 3: You Have a Default or Listing Get a loan status report from CRB. Repay the lender or negotiate a...