Car Insurance Basics

Car Insurance Basics – Law Simplified In Kenya, all motor vehicles must be insured before being driven on public roads. This section breaks down the types of insurance, where to get them, and what you legally need to stay covered and compliant. 2. Procedure to Follow by Scenario 🚗 If You Just Bought a Car: Choose an insurer (e.g., Jubilee, Britam, CIC, APA, First Assurance, etc.) Decide on the type of cover: Third Party Only (basic legal requirement) Third Party, Fire & Theft Comprehensive Get a quote online or visit the insurer’s branch. Submit required documents (see below). Pay via M-Pesa, bank, or online gateway. Receive e-sticker (digital motor certificate) + physical certificate (if needed). 🔄 If You’re Renewing Insurance: Contact your current insurer or switch to a better one. Provide logbook copy and ID to verify ownership. Renew your policy and update your insurance sticker. 🚨 If You’ve Had an Accident: Notify your insurer within 24 hours. File a police report. Get an assessment from a licensed claims assessor. Follow your insurer’s instructions for repair, replacement, or payout. 3. Required Documents Purpose Required...